At SKM Mortgages, we understand that finding the right mortgage is not just about numbers; it's about building a foundation for your dreams. As Canterbury's premier mortgage broker, we take pride in our community-focused approach, specialising in providing tailored mortgage solutions for immigrants and first-time homebuyers.
Take the first step towards a brighter future with SKM Mortgages. Let's embark on this journey together towards your dream home. Contact us today for a consultation and experience the SKM difference.
Contact SKM Mortgages to schedule your initial consultation. During this meeting, our experienced mortgage experts will discuss your financial goals, assess your unique situation, and provide insights into the mortgage options available to you.
Our team will pre-qualify you for a mortgage based on the information gathered during the initial consultation. This involves a preliminary assessment of your creditworthiness and financial capacity. Pre-qualification gives you a realistic idea of the loan amount you may be eligible for, empowering you to set a realistic budget for your home search.
To move forward, we'll need specific documentation from you. This typically includes proof of income, employment verification, credit history, and other financial documents. Don't worry – our team will guide you through the documents needed, ensuring a smooth and efficient process.
With your documentation in hand, we'll assist you in completing the official mortgage application. This step involves providing detailed information about the property you intend to purchase, your financial situation, and other relevant details. Our team will submit the application to our network of lenders on your behalf.
Once your application is submitted, our dedicated team will work with lenders to process your loan. This involves thoroughly examining your financial history, property appraisal, and other necessary checks. We keep you informed throughout this stage to ensure transparency and peace of mind.
During underwriting, the lender reviews and verifies the information provided in your application. This step is crucial in determining the final approval of your mortgage. Rest assured, SKM Mortgages will advocate for you, addressing any concerns or additional requirements that may arise during the underwriting process.
Upon successful underwriting, you will receive the official approval for your mortgage. Our team will then coordinate the closing process, ensuring all necessary paperwork is in order. This includes signing the loan documents, transferring funds, and finalising the details of your mortgage.
Congratulations! You've successfully secured your mortgage with SKM Mortgages. It's time to celebrate as you enter your new home. Our commitment to your satisfaction doesn't end here – we are always here to assist you with any post-closing questions or needs.
Get in touch with our friendly team today!
